Wick is an SEC-registered investment adviser. Investing involves risk, including possible loss of principal. Past performance is not indicative of future results.

Form CRS.

THEWICK, INC ("Wick") — Client Relationship Summary. July 1, 2026.

THEWICK, INC ("Wick") is registered with the U.S. Securities and Exchange Commission as an investment adviser. Registration does not imply a specific level of skill or training. Brokerage and investment advisory services and fees differ, and it is important for you to understand the differences. Free and simple tools are available to research firms and financial professionals at Investor.gov/CRS, which also provides educational materials about broker-dealers, investment advisers, and investing.

What investment services and advice can you provide me?

We provide discretionary algorithmic investment advisory services to retail investors through our internet platform. We do not provide broker-dealer or financial planning services. You create an account and either (a) link your existing brokerage account at a compatible brokerage, or (b) open a new brokerage account through our platform held at Alpaca Securities LLC (member FINRA/SIPC) as our broker of record (a "Wick Account"). You then select an investment strategy ("Strategy"). The strategy algorithm then executes trades on your behalf in your linked account or Wick Account automatically. Your assets are held at your brokerage (or at Alpaca for Wick Accounts) — we do not hold or custody your assets. There is no minimum account size. We offer a defined menu of algorithmic strategies. We monitor your account on an ongoing basis as part of our standard services. We do not provide individualized financial planning, tax advice, estate planning, or recommendations on accounts outside your linked account or Wick Account. For more detail, see our Form ADV Part 2A Brochure.

Conversation Starter. Ask your financial professional —

  • Given my financial situation, should I choose an investment advisory service? Why or why not?
  • How will you choose investments to recommend to me?
  • What is your relevant experience, including your licenses, education and other qualifications? What do these qualifications mean?

What fees will I pay?

We charge a flat monthly subscription fee between $10 and $150, prorated daily, billed to your designated payment method — not deducted from your brokerage account. The amount is disclosed at enrollment and set out in your subscription agreement. The fee varies by strategy based on our underlying costs of operating the strategy, including market data, computational resources, and license fees paid to strategy creators. Your brokerage may separately charge commissions and transaction fees. These vary by brokerage, are paid directly from your account, and reduce your investment return.

You will pay fees and costs whether you make or lose money on your investments. Fees and costs will reduce any amount of money you make on your investments over time. Please make sure you understand what fees and costs you are paying.

Because our fee is a flat monthly charge rather than a percentage of assets, a smaller account pays proportionally more in fees as a percentage of assets than a larger account. For more detail, see Item 5 of our Form ADV Part 2A Brochure.

Conversation Starter. Ask your financial professional —

  • Help me understand how these fees and costs might affect my investments. If I give you $10,000 to invest, how much will go to fees and costs, and how much will be invested for me?

What are your legal obligations to me when acting as my investment adviser? How else does your firm make money and what conflicts of interest do you have?

When we act as your investment adviser, we have to act in your best interest and not put our interest ahead of yours. At the same time, the way we make money creates some conflicts with your interests. You should understand and ask us about these conflicts because they can affect the investment advice we provide you. Here are some examples to help you understand what this means.

We earn client subscription fees. We pay third-party strategy creators a per-active-subscriber license royalty for the use of their algorithmic models. We also engage compensated promoters (including digital content creators and brand ambassadors) to promote our services.

Here are examples of how these conflicts could affect you:

  • Strategy creator royalty arrangements: because we pay per-active-subscriber license royalties to third-party strategy creators, we may have an incentive to favor strategies from creators whose royalty arrangements are more favorable to us. We address this through objective, performance-based strategy selection criteria.
  • Compensated promoter program: we compensate third-party promoters who refer subscribers to us, which creates an incentive for promoters to recommend us. We address this through written promoter agreements, required disclosures in promoter content, and content review.
  • Subscription retention: because we earn recurring monthly fees, we have a financial interest in retaining subscribers. We address this through transparent disclosure and easy platform-based cancellation.

For more detail, see Items 5, 10, and 11 of our Form ADV Part 2A Brochure.

Conversation Starter. Ask your financial professional —

  • How might your conflicts of interest affect me, and how will you address them?

How do your financial professionals make money?

Our financial professionals receive a salary and may receive a bonus based on their work performance. They do not receive compensation based on assets under management or from selling products to you. This means they receive no commissions, no transaction-based bonuses, and no compensation tied to account activity.

Do you or your financial professionals have legal or disciplinary history?

No. Visit Investor.gov/CRS for a free and simple search tool to research our background and that of our financial professionals.

Conversation Starter. Ask your financial professional —

  • As a financial professional, do you have any disciplinary history? For what type of conduct?

Additional Information

For more information, please refer to our Form ADV Part 2A Brochure available at https://www.thewick.com or by request to compliance@thewick.com. For questions or an additional copy of this summary, contact us at compliance@thewick.com.

Conversation Starter. Ask your financial professional —

  • Who is my primary contact person? Is he or she a representative of an investment adviser or a broker-dealer? Who can I talk to if I have concerns about how this person is treating me?

Form CRS — Client Relationship Summary. THEWICK, INC. July 1, 2026. Also available as a PDF on request from compliance@thewick.com.